Chaperone Health Insurance Plus
Wellpoint Health Insurance Broker Near You in Fort Lauderdale, Florida
Wellpoint is the brand Elevance Health uses for its individual and family health plans in Florida, and its service area includes Broward, Miami-Dade, and Palm Beach counties, according to Wellpoint’s Florida network materials. I’m Roxroy Ashley, an independent licensed agent with HealthMarkets, based in Fort Lauderdale. I’m not a Wellpoint employee, so as an independent insurance broker and health insurance agent in Fort Lauderdale I can compare Wellpoint insurance plans with plans from the other carriers I represent, checked against your doctors, your prescriptions, and your full-year cost.
Open Enrollment for 2027 Marketplace coverage runs from November 1, 2026 through January 15, 2027, and December 15, 2026 is the last day to pick a plan that starts January 1. When you’re ready, book a free plan review and we’ll look at your options together, by phone, on Zoom, at my office, or at your home in Broward, Miami-Dade, or Palm Beach County.
I’LL EVEN CALL YOUR DOCTOR
Get a Free Quote From Independent Health Insurance Agents Who Check Wellpoint Plans for You
Before I recommend anything, I check:
- Your doctors and hospitals against the Wellpoint network and every alternative, including HCA Florida, Memorial, and Baptist Health
- Your prescriptions and pharmacy against each drug list
- Your full-year cost, not only the premium
If a detail is unclear, I call your doctor’s office myself. Your quote is free, with no obligation to enroll. Get your free quote and I’ll do the research for you.
Hear how I help you choose a plan with confidence.
MORE THAN A FREE QUOTE
Why Choose Me Among ACA Agents for Wellpoint Plans
I Start With Your Household: We begin with who needs coverage, your income, and your doctors, so I know what you qualify for before we look at a single plan. If you’re self-employed, between jobs, or losing employer coverage, I’ll tell you which enrollment window applies to you.
Your Doctors and Prescriptions Checked: Individual plans often use narrower networks than employer plans. I confirm your providers, medications, and pharmacy are covered for everyone on the plan before recommending anything. If something is unclear, I’ll call your doctor’s office myself.
The Plan That Costs Less for You: The lowest premium isn’t always the lowest cost. I calculate your full-year cost for every plan, including any Marketplace savings you qualify for, so you see what your family would really pay.
My Help Costs You Nothing Extra: Insurers pay my commission, and plan premiums are generally the same whether you enroll through me or through HealthCare.gov on your own, so you get personal guidance and ongoing support at no additional charge.
At Your Pace, Every Question Answered: I’ll walk you through your options at your pace, answer every question, and let you decide what’s right. There’s no obligation to enroll.
I Handle the Application: If you choose a plan, I complete the Marketplace application with you, including the income details that affect your savings, and follow it through to approval before your deadline.
Licensed and Verified: I’m licensed in 33 states and registered with the federal Marketplace. You can verify my license (Florida License #W323530, NPN #17946070) anytime through your state’s insurance department.
I Stay Your Agent After You Enroll: Work with me directly, in person, by phone, or on Zoom, and I reply within 24 to 48 hours. I’m here when your income, family, or job changes, since each of those can change your coverage and your savings.
You can read all 25 reasons we should work together on my Why Choose Me page.
Compare Health Plans From the Carriers I Work With
The right plan for you depends on your doctors, prescriptions, and budget more than the name on the card. Compare your options with my overview of individual and family health plans and my guides to each carrier I work with:
Wellpoint ACA Marketplace and Off-Marketplace Plans for 2027
Here’s how Wellpoint’s lineup in Broward, Miami-Dade, and Palm Beach counties is organized, based on the plan information available in October 2026. The plans are offered by Simply Healthcare Plans, Inc., doing business as Wellpoint Florida, Inc., and launched for the 2025 plan year, according to Wellpoint’s provider materials. Plans vary by county, so I’ll confirm what’s available at your address once the 2027 details are final.
ACA Marketplace plans. Wellpoint sells its Florida individual and family plans on the Marketplace at HealthCare.gov, where you may qualify for financial help based on your household income and size. Wellpoint’s Florida network materials describe bronze, silver, and gold plans plus a catastrophic plan for people who qualify, and the Florida Department of Financial Services’ 2026 carrier list confirms Wellpoint Florida as an HMO carrier. Wellpoint’s 2026 plan names include $0 virtual primary care visits and $0 cost for select drugs, according to the plan listings. Like every ACA-compliant plan, they can’t deny you or charge you more for a pre-existing condition.
Off-Marketplace plans. Wellpoint also sells its individual plans directly, outside the Marketplace, according to its Florida Essential network materials, which also say the network was designed as a lower-cost option for people losing Florida Medicaid eligibility (if that’s you, a Special Enrollment Period may apply, and I explain how on my Extra Help and Special Situations page). Some people who work with private health insurance agents prefer the off-Marketplace route when their income is too high for financial help, but off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplace, so if you may qualify for financial help, the Marketplace version is usually the better path. I’ll run both for you.
What Wellpoint doesn’t offer in Florida. Wellpoint’s Florida lineup is individual and family coverage only, according to its About Us page. If you need coverage for employees, group health insurance brokers like me can compare small group plans from the other carriers I represent, starting on my small business coverage page.
Wellpoint and Elevance Health: How They’re Related
The connection between Elevance Health and Wellpoint confuses a lot of people because the name has a long history. Elevance Health, based in Indianapolis, is the parent company. It was called WellPoint, Inc. until it became Anthem, Inc. in December 2014, then Elevance Health on June 28, 2022, according to its corporate history. In 2023, Elevance announced it would bring the Wellpoint name back for its Amerigroup Medicaid and Medicare plans in January 2024, and in September 2024 it announced Wellpoint individual plans in Florida, Texas, and Maryland for 2025. In Florida, the company behind Wellpoint is Simply Healthcare Plans, Inc., which Anthem acquired in February 2015 and which still serves Florida Medicaid members under its own name. Each product has its own network and benefits, so I’ll compare Wellpoint with any other carrier side by side.
Is Working With Me Right for You?
Working with me can be a good fit if you’re considering a Wellpoint plan, already have one and want to check it for 2027, or are leaving Florida Medicaid or employer coverage. I also help self-employed people and households where one spouse is on Medicare and the other needs individual coverage. If your current plan is still the right fit, I’ll tell you to keep it. My help comes at no extra cost to you, and there’s no obligation to enroll.
I’m an insurance agent in Fort Lauderdale you can meet in person, by phone, on Zoom, at my office, or at your home anywhere in Broward, Miami-Dade, and Palm Beach counties. If coming to an office is a hassle, I’ll come to you.
Frequently Asked Questions About Wellpoint Health Plans
What Is Wellpoint Insurance, and Is Wellpoint Insurance Company the Same as Simply Healthcare?
Wellpoint insurance in Florida means individual and family HMO plans sold on and off the Marketplace by Simply Healthcare Plans, Inc., doing business as Wellpoint Florida, Inc., according to the Florida Department of Financial Services’ 2026 carrier list. So yes, it’s the same company under two names, though its Medicaid and individual plans have different networks. Health insurance brokers and medical insurance agents like me compare these plans with other carriers’ plans for you.
Is Wellpoint Good Insurance? What Wellpoint Insurance Reviews Can and Can’t Tell You
Whether Wellpoint is a good plan for you depends on whether your doctors are in the Wellpoint Florida Essential network, whether your prescriptions are covered, and whether the full-year cost fits your budget. Wellpoint’s Florida individual plans launched in 2025, according to Wellpoint’s network materials, so there’s less local history than with longer-established carriers, and online Wellpoint insurance reviews often mix up its Medicaid, Medicare, and individual plans in different states. I give the same evenhanded comparison for every carrier I represent.
Who Accepts Wellpoint Insurance in Broward, Miami-Dade, and Palm Beach?
The reliable way to find out who accepts Wellpoint insurance is to check each of your doctors and hospitals against the Wellpoint Florida Essential network specifically, since it’s separate from Simply Healthcare’s Medicaid network. That check is part of every free plan review I do.
How Much Does a Wellpoint Plan Cost, and Can a Cheap Insurance Agency Save Me Money?
My help comes at no extra cost. Plan premiums are generally the same whether you enroll through me or directly with Wellpoint, so a “cheap” insurance agency and a full-service one usually quote the same premium for the same plan. The true yearly cost of a plan is the premium plus the deductible, copays, prescription drug costs, and the out-of-pocket maximum, so I estimate the full year for each option. Depending on your household income and size, you may qualify for financial help on a Marketplace plan; off-Marketplace coverage is not eligible for those savings. All quotes are estimates until you’re enrolled. For dental or vision coverage, see my Dental, Vision, Life, and Supplemental page.
When Can I Enroll in a Wellpoint Plan for 2027?
Open Enrollment for 2027 coverage runs from November 1, 2026 through January 15, 2027, according to HealthCare.gov, with December 15 the last day for a January 1 start. Outside that window, you may qualify for a Special Enrollment Period after a life event such as losing Medicaid or job-based coverage, moving, or a new baby.
How Do I Find a Health Insurance Broker or Choose Among the Best Health Insurance Agents in My Area?
Confirm the agent is licensed through the Florida Department of Financial Services and registered with the federal Marketplace, then ask which carriers they work with, whether they check your doctors and prescriptions first, and whether they review your coverage every year. Licensed health insurance brokers, independent health insurance brokers, and agents for health insurance use different titles, but a health insurance representative who works for one carrier can only show you that carrier’s plans. Local health insurance agents like me should also stay on after you enroll, checking your plan each year and helping with claims in between. My Florida license number is W323530, and my NPN is 17946070.
Do Group Health Insurance Agents Offer Wellpoint Small Business Plans?
Not in Florida, where Wellpoint’s lineup is individual and family coverage only, according to its About Us page. If you’re looking for small business health insurance brokers, I compare group plans for businesses with 50 or fewer employees from the other carriers I represent, plus individual plans for owners and freelancers. Small business insurance agents who handle property or liability coverage are a different specialty.
- How It Works
How we'll work together
Five steps, no pressure, and I stay with you after you enroll.
1
We talk about you
By phone, Zoom or face to face. Your health, your budget, your doctors.
2
I check the details
Doctors, hospitals, prescriptions and pharmacy, checked against each plan.
3
We compare real costs
A full-year estimate for each option, explained in plain language.
4
You decide, I enroll you
No pressure. If you choose a plan, I handle the application with you.
5
We review every year
Plans and networks change. I check yours each year and help with claims in between.
Book a Free Plan Review
Pick a time for a free 15-minute call by phone or video. I’ll check whether your doctors are covered, and my help never costs you anything extra.
Call or text: (954) 410-3710
Email: contact@chaperonehealthinsuranceplus.com
Office: 6360 NW 5th Way Ste 101, Fort Lauderdale, FL 33309
Meet by: phone, video, at my office, or at home in Broward, Miami-Dade and Palm Beach.