Do You Serve Plantation, and How Can We Meet?

Yes. I work with clients throughout Plantation, and the city is a quick drive from my Fort Lauderdale office. We can meet at the office, at your home, over the phone or on Zoom, whichever suits you best.

Which Types of Insurance Do You Help With in Plantation?

Medicare makes up a large share of my work: Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, along with guidance for people turning 65 or retiring from employer coverage. I also help individuals and families with ACA Marketplace and off-Marketplace plans, small businesses with 50 or fewer employees with group plans, and self-employed people with coverage of their own.

Beyond that, I assist people who may qualify for Extra Help, Medicare and Medicaid dual eligibility, Special Needs Plans or a Special Enrollment Period. Dental, vision, life and supplemental insurance are available too, so your household’s coverage can be handled by one person.

How Do You Compare to Other Health Insurance Agents in Plantation?

If you call a call center, or an agency that hands you from one person to the next, you may end up explaining your situation to someone new each time. With me, you always deal with the same person: me. You have my direct line, there is no assistant or call center in between, and I reply within 24 to 48 hours.

People often tell me about agents who were hard to reach, call-backs that never arrived, a phone answered by an automated system, or nobody around once a problem came up after enrollment. I stay involved after you enroll to help with claims and billing, and I review your coverage with you every year. I begin by asking about your health, your budget, your doctors and your prescriptions, then walk you through a full-year cost estimate for each option at a pace that works for you.

I bring 14 years of experience, I’ve been named a Top 100 HealthMarkets agent every year from 2022 through 2026, and I’m licensed in 33 states. You can verify my license (Florida License #W323530, NPN #17946070) at any time through the Florida Department of Financial Services. My help is free to you, since premiums are generally the same whether you enroll through me or directly with the insurance company.

Do You Offer Every Medicare Plan in Plantation?

No. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 65 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options. In Florida, you can also get free Medicare counseling through the state’s SHIP program, called SHINE.

Does It Cost Anything to Work With You?

No. Plan premiums are generally the same whether you enroll through me or directly with the insurance company, so my help and the support that follows come at no extra cost to you. Your quote and plan review are free, and you’re under no obligation to enroll.

Keep in mind that the premium is only one piece of what you’ll actually spend. I look at the deductible, copays, drug costs and out-of-pocket maximum together to estimate your true cost for the year. If you may qualify for financial help with a Marketplace plan or with Medicare prescription drug costs, I’ll explain what that could mean for you.

Will My Plan Cover the Hospitals and Doctors I Use in Plantation?

That depends on the plan, because each one has its own network. Give me the names of your doctors, your preferred hospital and your pharmacy, and I’ll check them against every plan we compare. If anything needs confirming, I’ll call your doctor’s office directly.

When Should I Start Looking at Plans?

Medicare’s Annual Enrollment Period for 2027 plans runs from October 15 to December 7, 2026, and changes take effect January 1, 2027. For ACA Marketplace coverage, Open Enrollment for 2027 plans opens November 1, 2026, and you need to enroll by December 15, 2026 for coverage that begins January 1, 2027.

If you’re turning 65, your Initial Enrollment Period is a seven-month window around your birthday month. Losing job-based coverage or moving can open other windows as well, so it pays to start early. Get your free quote and I’ll help you pin down your dates.