Chaperone Health Insurance Plus
Medicare Advantage, Medicare Supplement, Part D, and Special Needs Plans
Aetna Medicare Broker Near You in Fort Lauderdale, Florida
Aetna, part of CVS Health, offers all three main kinds of Medicare coverage in Florida: Medicare Supplement (Medigap), Medicare Advantage, and a standalone Part D prescription drug plan. I’m Roxroy Ashley, an independent licensed agent with HealthMarkets based in Fort Lauderdale. I’m not an Aetna employee, so I can compare Aetna’s 2027 plans with plans from the other carriers I represent, checked against your doctors, your prescriptions, and your full-year cost.
Annual Enrollment for 2027 Medicare Advantage and Part D coverage runs from October 15 through December 7, 2026. When you’re ready, book a free plan review and we’ll look at your options together, by phone, on Zoom, at my office, or at your home in Broward, Miami-Dade, or Palm Beach County.
I’LL EVEN CALL YOUR DOCTOR
Get a Free Quote From a Medicare Health Insurance Agent Who Checks Aetna Plans for You
Aetna’s plans handle your care in different ways. Its Medicare Supplement plans let you see any doctor who accepts Medicare, while its Medicare Advantage plans use networks that differ from plan to plan and from county to county. Before I recommend anything, I check your doctors, hospitals, prescriptions, and pharmacy against each option, including South Florida health systems such as HCA Florida, Memorial Healthcare System, and Baptist Health. If a coverage detail is unclear, I call your doctor’s office to confirm it, so you don’t have to.
Your quote is free, there’s no obligation to enroll, and it includes a full-year cost estimate for each option, not only the monthly premium. Get your free quote and I’ll do the research for you.
MORE THAN A FREE QUOTE
Why Choose Me for Aetna Medicare Plans
Here’s what you can expect when you compare Aetna plans with me.
I look past the brand name. I’m independent, not captive, so I’m not tied to Aetna or any single insurance company. I compare Aetna’s plans side by side with plans from the other carriers I represent, so you can see which one actually fits. Being independent doesn’t mean I offer every plan in your area, and I’ll always be clear about what’s available through me.
I explain how Medigap premiums are set. Two Medicare Supplement plans with the same letter have the same basic benefits, but insurance companies set and raise premiums in different ways. I’ll explain how each company prices its plans, so you can think about your costs over many years, not only the first one.
I check your doctors and prescriptions first. I confirm your doctors, hospitals, and preferred pharmacy are covered, and I run your full medication list through every plan we consider. When something isn’t clear, I’ll call your doctor’s office to confirm the details.
My help costs you nothing extra. Plan premiums are generally the same whether you enroll through me or directly with Aetna, so you get personal guidance at no additional charge.
I’m licensed and verified. I’m licensed in 33 states (Florida License #W323530, NPN #17946070), AHIP certified for the 2027 plan year, and I complete annual Medicare training and certification. I’ve helped more than 1,800 clients over 14 years in insurance, based on my own client records.
I’m here year-round. I review your coverage every year, help with claims and billing questions, and work with you directly, with no hand-offs to an assistant or call center. 85% to 87% of my clients stay with me year after year, based on my own client records.
You can read all 25 reasons we should work together on my Why Choose Me page.
Compare Medicare Plans From the Carriers I Work With
The right plan for you depends on your doctors, prescriptions, and budget more than the name on the card. Keep reading for the plan details on this page, or compare your options first with my overview of your Medicare options and my guides to each carrier I work with:
Aetna Medicare Advantage, Medicare Supplement, Part D, and Special Needs Plans for 2027
Here’s how Aetna’s Medicare lineup in Broward, Miami-Dade, and Palm Beach counties is organized for 2027, based on the plan information available in October 2026. Plans vary by county, so I’ll confirm exactly what’s available at your address.
Medicare Supplement (Medigap). Aetna sells Medicare Supplement plans in Florida, including Plans A, B, F, G, and N. Medigap plans work alongside Original Medicare and help pay costs like deductibles, copays, and coinsurance, and you can see any doctor who accepts Medicare. Plan F is available only to people who were eligible for Medicare before January 1, 2020. In Florida, Aetna sets its Medigap premiums based on your age when you buy the plan, which means your premium won’t rise just because you get older, though it can still change for other reasons, like rising healthcare costs. Medigap plans don’t include drug coverage, so most people pair one with a Part D plan.
Medicare Advantage (Part C). Medicare Advantage plans are a different way to receive your Part A and Part B benefits, not an add-on to Original Medicare. For 2027, Aetna’s South Florida Medicare Advantage plans include HMO plans in all three counties, which usually require you to use the plan’s network, and PPO plans in some areas, which let you see out-of-network providers at a higher cost. Aetna also offers PPO plans without drug coverage in parts of South Florida, which can make sense for people who already have drug coverage elsewhere.
Special Needs Plans. Special Needs Plans (SNPs) are a type of Medicare Advantage plan for specific groups. For 2027, Aetna’s SNPs in Miami-Dade include dual-eligible plans for people with both Medicare and Medicaid, offered for different levels of Medicaid eligibility, and chronic condition plans for people living with conditions such as diabetes, chronic heart failure, or certain heart conditions. You can learn more on my Extra Help and Special Situations page.
Standalone Part D prescription drug plan. Aetna is continuing its standalone Part D plan for 2027, and it’s offered in Florida. It has its own list of covered drugs, pharmacy network, and cost sharing, and those can change every year, so I redo the drug review for my Medicare clients every Annual Enrollment Period.
Aetna Medicare Supplement or Aetna Medicare Advantage: How I Help You Decide
The biggest decision usually isn’t which Aetna plan to choose, but which path to take. A Medicare Supplement plan paired with a Part D plan generally has a higher monthly premium, lets you see any doctor who accepts Medicare, and leaves you with more predictable costs when you get care. A Medicare Advantage plan usually has a lower monthly premium and an out-of-pocket maximum, but uses a network and has copays as you use care.
Timing matters too. During your Medigap open enrollment period, the six months that start the month you’re 65 or older and enrolled in Part B, you can generally buy any Medigap plan sold in your state without answering health questions. Outside that window, you may need to qualify medically. I’ll lay out both paths with real numbers for your situation, and let you make the call.
Is Working With Me Right for You?
Working with me can be a good fit if you’re comparing Aetna’s Medigap plans with other carriers’ plans, already have Aetna coverage and want to check it for 2027, or are turning 65 or retiring from a job with health benefits. I also help people under 65 who qualify for Medicare because of a disability. My help comes at no extra cost to you, and there’s no obligation to enroll.
We can meet by phone, on Zoom, at my office in Fort Lauderdale, or at your home anywhere in Broward, Miami-Dade, and Palm Beach counties.
Frequently Asked Questions About Aetna Medicare Plans
Why Use Medicare Supplement Brokers Near You for an Aetna Medigap Plan?
Because Medigap plans with the same letter have the same basic benefits, the real comparison is price, how premiums are set, and service. As an independent broker, I can compare Aetna’s Medigap plans with other carriers’ plans of the same letter, and my help comes at no extra cost to you.
What Do Medicare Health Insurance Agents Near You Do for Aetna Members?
I review your current Aetna plan every year against your doctors, prescriptions, and expected costs, help with claims and billing questions, and let you know if another option may fit better. If your current plan is still the right fit, I’ll tell you to keep it.
How Do I Find Medicare Brokers in My Area Who Offer Aetna Plans?
Start by confirming the broker is licensed, which you can check in Florida through the Department of Financial Services, and ask which carriers they’re appointed with. My office is in Fort Lauderdale, and I offer home visits across Broward, Miami-Dade, and Palm Beach counties.
Does Aetna Still Offer a Standalone Part D Plan?
Yes. Aetna has said it’s continuing its standalone Part D prescription drug plan for 2027, and it’s offered in Florida. Because drug lists change every year, I’ll check your medications against it and other Part D plans before you decide.
Can I Keep My Doctor With an Aetna Medicare Plan?
With an Aetna Medicare Supplement plan, you can see any doctor who accepts Medicare. With an Aetna Medicare Advantage plan, it depends on the plan’s network, which can change each year. I check your doctors and hospitals against every plan we consider.
- How It Works
How we'll work together
Five steps, no pressure, and I stay with you after you enroll.
1
We talk about you
By phone, Zoom or face to face. Your health, your budget, your doctors.
2
I check the details
Doctors, hospitals, prescriptions and pharmacy, checked against each plan.
3
We compare real costs
A full-year estimate for each option, explained in plain language.
4
You decide, I enroll you
No pressure. If you choose a plan, I handle the application with you.
5
We review every year
Plans and networks change. I check yours each year and help with claims in between.
Book a Free Plan Review
Pick a time for a free 15-minute call by phone or video. I’ll check whether your doctors are covered, and my help never costs you anything extra.
Call or text: (954) 410-3710
Email: contact@chaperonehealthinsuranceplus.com
Office: 6360 NW 5th Way Ste 101, Fort Lauderdale, FL 33309
Meet by: phone, video, at my office, or at home in Broward, Miami-Dade and Palm Beach.