Do You Serve Lauderdale Lakes, and How Can We Meet?

Yes. Lauderdale Lakes is one of the closest cities to my Fort Lauderdale office, and I have clients throughout it. We can meet at my office, at your home, by phone or over Zoom, whichever suits you.

What Types of Insurance Do You Help With in Lauderdale Lakes?

Much of my work is Medicare: Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, along with guidance for people turning 65 or retiring from employer coverage. I also help individuals and families with ACA Marketplace and off-Marketplace plans, small businesses with 50 or fewer employees with group coverage, and self-employed people with plans of their own.

If you may qualify for Extra Help, are eligible for both Medicare and Medicaid, are looking at a Special Needs Plan, or think a Special Enrollment Period might apply to you, I can walk you through it. Dental, vision, life and supplemental insurance round out what I offer, so your household’s coverage can come from one person who knows your situation.

How Do You Compare to Other Health Insurance Agents in Lauderdale Lakes?

If you call a call center, or an agency that passes you from one representative to the next, you may end up explaining your situation to a new person every time. With me, the person you speak with is always the same: me. You have my direct line, there’s no assistant or call center in between, and I reply within 24 to 48 hours.

Many people have waited on a call-back that never arrived, reached a recording or an automated assistant instead of a person, or found no one to turn to once a problem came up after enrollment. I handle claims and billing questions after you enroll, and I go over your coverage with you every year. Before we look at a single plan, I ask about your health, your budget, your doctors and your prescriptions, and then I lay out a full-year cost estimate for each option and explain it at whatever pace works for you.

I bring 14 years in insurance to the table, I’ve been recognized as a Top 100 HealthMarkets agent every year from 2022 through 2026, and I hold licenses in 33 states. You can verify my Florida license (Florida License #W323530, NPN #17946070) through the Florida Department of Financial Services. My help is free to you, since premiums are generally the same whether you enroll through me or directly with the insurance company.

Do You Offer Every Medicare Plan in Lauderdale Lakes?

No. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 65 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options. In Florida, you can also get free Medicare counseling through the state’s SHIP program, called SHINE.

Does It Cost Anything to Work With You?

No. Plan premiums are generally the same whether you sign up through me or directly with the insurance company, so my guidance and ongoing support add nothing to your cost. Your quote and plan review are free, and you’re under no obligation to enroll.

Keep in mind that the premium is only the starting point. I add up the deductible, copays, drug costs and out-of-pocket maximum to estimate what a plan would really cost you over a year. If you may qualify for financial help with a Marketplace plan or with Medicare prescription drug costs, I’ll explain how that works and what it could mean for you.

Will My Plan Cover the Hospitals and Doctors I Use Near Lauderdale Lakes?

That depends on the plan, because each one maintains its own network. Give me the names of your doctors, your preferred hospital and your pharmacy, and I’ll check them against every plan we compare. If a listing is out of date or unclear, I call the doctor’s office directly to confirm.

When Should I Start Looking at Plans?

Medicare’s Annual Enrollment Period for 2027 plans runs from October 15 to December 7, 2026, and any changes you make take effect January 1, 2027. For ACA Marketplace coverage, Open Enrollment for 2027 plans opens November 1, 2026, and you’ll need to enroll by December 15, 2026 for coverage that begins January 1, 2027.

If you’re approaching 65, your Initial Enrollment Period is a seven-month window around your birthday month, and losing job-based coverage or moving can open other windows. Starting early gives us time to get it right. Get your free quote and I’ll help you pin down your dates.