Chaperone Health Insurance Plus
Medicare Advantage and Special Needs Plans
Devoted Health Medicare Agent Near You in Fort Lauderdale, Florida
Devoted Health focuses on Medicare Advantage, and in South Florida its 2027 plans are HMO plans, including Special Needs Plans for people with both Medicare and Medicaid or with certain chronic conditions. I’m Roxroy Ashley, an independent licensed agent with HealthMarkets based in Fort Lauderdale. I’m not a Devoted Health employee, so I can compare Devoted’s 2027 plans with plans from the other carriers I represent, checked against your doctors, your prescriptions, and your full-year cost.
Annual Enrollment for 2027 coverage runs from October 15 through December 7, 2026. When you’re ready, book a free plan review and we’ll look at your options together, by phone, on Zoom, at my office, or at your home in Broward, Miami-Dade, or Palm Beach County.
I’LL EVEN CALL YOUR DOCTOR
Get a Free Quote on Devoted Health Plans, Checked Against Your Doctors
Devoted’s South Florida plans are HMO plans, which usually means you’ll choose a primary care doctor and use the plan’s network for most care. That makes the network check especially important. Before I recommend anything, I check your doctors, hospitals, prescriptions, and pharmacy against each plan, including South Florida health systems such as HCA Florida, Memorial Healthcare System, and Baptist Health. If a coverage detail is unclear, I call your doctor’s office to confirm it, so you don’t have to.
Your quote is free, there’s no obligation to enroll, and it includes a full-year cost estimate for each option, not only the monthly premium. Get your free quote and I’ll do the research for you.
MORE THAN A FREE QUOTE
Why Choose an Independent Medicare Agent for Devoted Health Plans
Devoted is one of several Medicare Advantage options in South Florida. Here’s how I help you decide whether it’s the right one.
I compare Devoted with other carriers. I’m independent, so I’m not tied to Devoted or any single insurance company. I compare Devoted’s plans side by side with plans from the other carriers I represent. Being independent doesn’t mean I offer every plan in your area, and I’ll always be clear about what’s available through me.
I show you every path, not only Medicare Advantage. Devoted offers Medicare Advantage plans. If Original Medicare with a Medigap plan and a Part D plan fits you better, I’ll show you that path too, using plans from other carriers I represent, since the rules and long-term costs differ substantially.
I check your doctors and prescriptions first. I confirm your doctors, hospitals, and preferred pharmacy are in each plan’s network, and I run your full medication list through every plan we consider.
My help costs you nothing extra. Plan premiums are generally the same whether you enroll through me or directly with Devoted, so you get personal guidance at no additional charge.
I’m licensed and recognized. I’m licensed in 33 states (Florida License #W323530, NPN #17946070) and AHIP certified for the 2027 plan year. HealthMarkets has recognized me among its top 100 agents, out of more than 10,000 nationwide, every year from 2022 through 2026.
I stay with you after you enroll. I review your coverage every year, help with claims and billing questions, and reply within 24 to 48 hours. 85% to 87% of my clients stay with me year after year, based on my own client records.
You can read all 25 reasons we should work together on my Why Choose Me page.
Compare Medicare Plans From the Carriers I Work With
The right plan for you depends on your doctors, prescriptions, and budget more than the name on the card. Keep reading for the plan details on this page, or compare your options first with my overview of your Medicare options and my guides to each carrier I work with:
Devoted Health Medicare Advantage and Special Needs Plans for 2027
Here’s how Devoted’s 2027 lineup in Broward, Miami-Dade, and Palm Beach counties is organized, based on the plan information available in October 2026. Plans vary by county, so I’ll confirm exactly what’s available at your address.
Medicare Advantage HMO plans. Medicare Advantage plans are a different way to receive your Part A and Part B benefits, not an add-on to Original Medicare. In these three counties, Devoted’s 2027 plans are HMO plans with prescription drug coverage. They include plans with and without a monthly plan premium, and plans that reduce your monthly Part B premium. Devoted also offers PPO plans in some other parts of Florida, but I didn’t find any in Broward, Miami-Dade, or Palm Beach for 2027.
Dual-eligible Special Needs Plans. Special Needs Plans (SNPs) are a type of Medicare Advantage plan for specific groups. Devoted offers dual-eligible SNPs in all three counties for people who have both Medicare and Medicaid, with different plans for different levels of Medicaid eligibility. You can learn more on my Extra Help and Special Situations page.
Chronic condition Special Needs Plans. Devoted also offers chronic condition SNPs for people living with diabetes, chronic heart failure, or cardiovascular disorders. Eligibility depends on a qualifying diagnosis, and I’ll help you understand whether you may qualify.
What Devoted doesn’t offer. Devoted focuses on Medicare Advantage, so it doesn’t sell Medicare Supplement (Medigap) plans or standalone Part D plans. If one of those fits you better, I’ll compare options from the other carriers I represent.
How Devoted Health Works
Devoted Health was founded in 2017, and Florida was one of its first markets. Along with its network of doctors and hospitals, Devoted runs its own medical group, Devoted Medical, which offers virtual primary care and care at home to Devoted plan members. That can be helpful if getting to appointments is hard, but it doesn’t replace the need to check that your current doctors and hospitals are in network. I’ll look at both before you decide.
Is Working With Me Right for You?
Working with me can be a good fit if you’re considering a Devoted plan, already have one and want to check it for 2027, or want to see whether a Special Needs Plan for people with both Medicare and Medicaid, or with certain chronic conditions, could fit. I also help people turning 65 and people under 65 who qualify for Medicare because of a disability. My help comes at no extra cost to you, and there’s no obligation to enroll.
We can meet by phone, on Zoom, at my office in Fort Lauderdale, or at your home anywhere in Broward, Miami-Dade, and Palm Beach counties.
Frequently Asked Questions About Devoted Health Medicare Plans
What Does a Medicare Advantage Agent Near You Do for Devoted Health Members?
I check your doctors, hospitals, and prescriptions against Devoted’s plans and other carriers’ plans, estimate your full-year cost, and handle the application with you if you choose a plan. After you enroll, I review your coverage every year and help with claims and billing questions.
Why Work With Medicare Independent Agents Near You Instead of Calling Devoted?
Devoted can tell you about its own plans. As an independent agent, I can compare Devoted’s plans with plans from the other carriers I represent, and I can show you the Original Medicare and Medigap path too. Plan premiums are generally the same either way, so my help comes at no extra cost.
Is a Medicare Representative Near You the Same as an Independent Agent?
Not always. Some representatives work for one insurance company and can only offer its plans. I’m an independent licensed agent with HealthMarkets. I’m not a Devoted Health representative, and I’m not affiliated with Medicare or the federal government. I compare plans from the carriers I represent, though I don’t offer every plan available in your area.
Does Devoted Health Offer PPO Plans in South Florida?
For 2027, I didn’t find Devoted PPO plans in Broward, Miami-Dade, or Palm Beach counties. Devoted’s plans there are HMO plans, including its Special Needs Plans. Devoted offers PPO plans in some other parts of Florida.
Who Qualifies for a Devoted Health Special Needs Plan?
Dual-eligible plans are for people who have both Medicare and Medicaid. Chronic condition plans are for people with a qualifying diagnosis of diabetes, chronic heart failure, or cardiovascular disorders. Eligibility depends on your situation, so I’ll help you confirm whether you may qualify.
When Can I Join or Switch to a Devoted Health Plan?
The Annual Enrollment Period runs from October 15 to December 7 each year, with changes starting January 1. You can also enroll during your Initial Enrollment Period around your 65th birthday. Special Enrollment Periods may apply after certain life events, and people who have both Medicare and Medicaid, or who get Extra Help, may have additional enrollment options for certain plans. I’ll help you confirm which windows apply to you.
- How It Works
How we'll work together
Five steps, no pressure, and I stay with you after you enroll.
1
We talk about you
By phone, Zoom or face to face. Your health, your budget, your doctors.
2
I check the details
Doctors, hospitals, prescriptions and pharmacy, checked against each plan.
3
We compare real costs
A full-year estimate for each option, explained in plain language.
4
You decide, I enroll you
No pressure. If you choose a plan, I handle the application with you.
5
We review every year
Plans and networks change. I check yours each year and help with claims in between.
Book a Free Plan Review
Pick a time for a free 15-minute call by phone or video. I’ll check whether your doctors are covered, and my help never costs you anything extra.
Call or text: (954) 410-3710
Email: contact@chaperonehealthinsuranceplus.com
Office: 6360 NW 5th Way Ste 101, Fort Lauderdale, FL 33309
Meet by: phone, video, at my office, or at home in Broward, Miami-Dade and Palm Beach.