Do You Work With Clients in North Lauderdale, and How Can We Meet?

Yes. North Lauderdale is a quick drive from my Fort Lauderdale office, and I have clients throughout the city. We can meet at my office, I can come to your home, or we can talk by phone or on Zoom, whichever suits you best.

What Kinds of Coverage Can You Help With in North Lauderdale?

Much of my work is Medicare: Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, along with guidance when you’re turning 65 or retiring from an employer plan. For individuals and families I handle ACA Marketplace and off-Marketplace plans, I set up group plans for small businesses with 50 or fewer employees, and I help self-employed people find their own coverage.

I also assist people who may qualify for Extra Help, Medicare and Medicaid dual eligibility, Special Needs Plans or a Special Enrollment Period. Dental, vision, life and supplemental insurance round out the list, so your household’s coverage can all be managed by one person.

How Do You Compare to Other Health Insurance Agents in North Lauderdale?

If you call a call center, or an agency that moves you from one representative to the next, you may end up explaining your situation to a new person every time. With me, the person you speak with is always the same: me. You have my direct line, there’s no assistant or call center in between, and I get back to you within 24 to 48 hours.

Many people have had an agent go quiet once the application was signed, or waited for a call-back that never arrived. I stay involved after you enroll, helping with claims and billing questions, and I review your coverage with you every year. Before I suggest any plan, I ask about your health, your budget, your doctors and your prescriptions, and then I lay out a full-year cost estimate for each option and explain it at whatever pace works for you.

I bring 14 years of experience, I’ve been named a Top 100 HealthMarkets agent every year from 2022 through 2026, and I’m licensed in 33 states. You can verify my license (Florida License #W323530, NPN #17946070) anytime through the Florida Department of Financial Services. My help is free to you, since premiums are generally the same whether you enroll through me or directly with the insurance company.

Do You Offer Every Medicare Plan in North Lauderdale?

No. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 65 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options. In Florida, you can also get free Medicare counseling through the state’s SHIP program, called SHINE.

Does It Cost Anything to Work With You?

No. Plan premiums are generally the same whether you enroll through me or directly with the insurance company, so my guidance and ongoing support add nothing to what you pay. Your quote and plan review are free, and you’re under no obligation to enroll.

Keep in mind that the premium is just one piece of a plan’s real cost. I also look at the deductible, copays, drug costs and out-of-pocket maximum so you can see an estimate of your true cost for the year. If you may qualify for financial help with a Marketplace plan or with Medicare prescription drug costs, I’ll go over those options with you as well.

Which North Lauderdale Hospitals and Doctors Will My Plan Cover?

That depends entirely on the plan, since each one maintains its own network. Give me the names of your doctors, the hospitals you prefer and the pharmacy you use, and I’ll check them against every plan we compare. If anything is uncertain, I’ll call your doctor’s office directly to confirm.

When Should I Start Looking at Plans?

Medicare’s Annual Enrollment Period for 2027 plans runs from October 15 to December 7, 2026, and any change you make takes effect January 1, 2027. For ACA Marketplace coverage, Open Enrollment for 2027 plans opens November 1, 2026, and you’ll need to enroll by December 15, 2026 for coverage that begins January 1, 2027.

If you’re approaching 65, your Initial Enrollment Period is a seven-month window around your birthday month, and losing job-based coverage or moving can open a Special Enrollment Period. Starting early gives us time to compare carefully. Get your free quote and I’ll help you pin down the dates that apply to you.