Do You Work With Clients in Tamarac, and How Can We Meet?

Yes. My Fort Lauderdale office sits just east of Tamarac, and I have clients throughout the city. We can meet at the office, at your home, over the phone or on Zoom, whichever is easiest for you.

What Kinds of Coverage Can You Help With in Tamarac?

Medicare is the largest part of my practice: Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, along with guidance for people turning 65 or retiring from employer coverage. I also help individuals and families with ACA Marketplace and off-Marketplace plans, owners of small businesses with 50 or fewer employees who need group coverage, and self-employed people shopping for their own plan.

If you may qualify for Extra Help, are eligible for both Medicare and Medicaid, or could benefit from a Special Needs Plan or a Special Enrollment Period, I can walk you through those as well. Dental, vision, life and supplemental insurance round out the list, so your household’s coverage can be handled by one person.

How Do You Compare to Other Health Insurance Agents in Tamarac?

At a call center, or an agency where you’re handed from one person to the next, you may speak with someone new every time you call. With me, you always work with the same person: me. You get my direct line, there’s no assistant or call center in between, and I reply within 24 to 48 hours.

Many people have been let down by an agent who never called back, a phone line answered by an automated system, or nobody to turn to when a problem came up after enrollment. I stay on after you enroll to help with claims and billing, and I review your coverage with you every year. I begin by asking about your health, your budget, your doctors and your prescriptions, then show you a full-year cost estimate for each option and explain it at your pace.

I bring 14 years of experience, I’ve been named a Top 100 HealthMarkets agent every year from 2022 through 2026, and I’m licensed in 33 states. You can verify my license (Florida License #W323530, NPN #17946070) through the Florida Department of Financial Services. My help is free to you, since premiums are generally the same whether you enroll through me or directly with the insurance company.

Do You Offer Every Medicare Plan in Tamarac?

No. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 65 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options. In Florida, you can also get free Medicare counseling through the state’s SHIP program, called SHINE.

Does It Cost Anything to Work With You?

No. Plan premiums are generally the same whether you enroll through me or directly with the insurance company, so my help and my ongoing support come at no extra cost to you. Your quote and plan review are free, and you’re under no obligation to enroll.

Keep in mind that the premium is just one piece of what a plan really costs. I add up the deductible, copays, drug costs and out-of-pocket maximum to estimate what a full year is likely to cost you. If you may qualify for financial help with a Marketplace plan or with Medicare prescription drug costs, I’ll explain how that works.

Which Tamarac Hospitals and Doctors Will My Plan Cover?

That depends on the plan, since each one has its own network. Give me the names of your doctors, your preferred hospital and your pharmacy, and I’ll check them against every plan we compare. If anything needs confirming, I’ll call your doctor’s office myself.

When Is the Right Time to Get Started?

Medicare’s Annual Enrollment Period for 2027 plans runs from October 15 to December 7, 2026, and changes take effect January 1, 2027. For ACA Marketplace plans, Open Enrollment for 2027 coverage opens November 1, 2026, and you’ll need to enroll by December 15, 2026 for coverage that starts January 1, 2027.

If you’re turning 65, your Initial Enrollment Period is a seven-month window around your birthday month. Leaving job-based coverage or moving can open other windows too, so it pays to start early. Get your free quote and I’ll help you pin down your dates.