Do You Serve All of Broward County, and How Can We Meet?

Yes. My office is in Fort Lauderdale, and I work with clients in every Broward city and town. We can meet at my office, at your home anywhere in the county, by phone or on Zoom, whichever is easiest for you.

What Can You Help Broward Residents With?

I help with Medicare, including Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, and with turning 65 or retiring from employer coverage. I also help with ACA Marketplace and off-Marketplace plans for individuals and families, group plans for small businesses with 50 or fewer employees, and coverage for the self-employed.

If you may qualify for Extra Help, both Medicare and Medicaid, a Special Needs Plan or a Special Enrollment Period, I’ll walk you through it. I also offer dental, vision, life and supplemental insurance, so your family’s coverage can stay with one agent.

How Do You Compare to Other Health Insurance Agents in Broward County?

With call centers or agencies that hand you from one person to the next, you may speak with someone new every time. With me, you always work with the same person: me. When you call my direct line, you reach me, not an assistant or a call center, and I reply within 24 to 48 hours.

If you’ve ever left a message that wasn’t returned, or had a problem after enrollment that nobody followed up on, you know why that matters. I help with claims and billing after you enroll, and I review your coverage every year. Before I recommend any plan, I ask about your health, your budget and your doctors, check your prescriptions, and give you a full-year cost estimate in plain language.

I’ve spent 14 years in insurance, I’ve been a Top 100 HealthMarkets agent every year from 2022 through 2026, and I’m licensed in 33 states. You can verify my license (Florida License #W323530, NPN #17946070) anytime through the Florida Department of Financial Services. My help is free to you, since premiums are generally the same whether you enroll through me or directly with the insurance company.

Do You Offer Every Medicare Plan in Broward County?

No. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 65 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options. In Florida, you can also get free Medicare counseling through the state’s SHIP program, called SHINE.

Does It Cost Anything to Work With You?

No. Plan premiums are generally the same whether you enroll through me or directly with the insurance company, so my guidance and year-round support come at no extra cost. Quotes and plan reviews are free, with no obligation to enroll.

What a plan really costs you over a year depends on more than the premium. I compare the deductible, copays, drug costs and out-of-pocket maximum for each option. If you may qualify for financial help with a Marketplace plan or with Medicare drug costs, I’ll show you how it works.

When Can I Enroll in or Change My Coverage?

Medicare’s Annual Enrollment Period for 2027 plans runs October 15 to December 7, 2026, and changes start January 1, 2027. If you’re turning 65, your Initial Enrollment Period is a seven-month window around your 65th birthday.

For ACA Marketplace plans, Open Enrollment for 2027 coverage begins November 1, 2026, and you need to enroll by December 15, 2026 for coverage that starts January 1, 2027. Outside these windows, a Special Enrollment Period may apply after a life event, such as losing job-based coverage or moving. I’ll help you confirm which dates apply to you.

Can You Check Whether My Doctors and Hospitals Are in a Plan’s Network?

Yes, and it’s the first thing I do. I check your doctors, hospitals, prescriptions and pharmacy against each plan before recommending anything, and I call your doctor’s office if something is unclear. To get started, get your free quote and I’ll do the research for you.