Do You Serve Coconut Creek, and How Can We Meet?

I do. Coconut Creek is a quick drive north of my Fort Lauderdale office, and I work with clients throughout the city. We can meet at my office, I can come to your home, or we can talk by phone or on Zoom, whichever suits you.

What Types of Insurance Do You Help With in Coconut Creek?

Much of my work is Medicare: Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, along with guidance for people turning 65 or retiring from an employer plan. I also help individuals and families with ACA Marketplace and off-Marketplace coverage, small businesses with group plans for 50 or fewer employees, and self-employed people who need their own plan.

If you may qualify for Extra Help, Medicare and Medicaid dual eligibility, a Special Needs Plan or a Special Enrollment Period, I can walk you through it. I also offer dental, vision, life and supplemental insurance, so your household’s coverage can all be handled by one person.

How Do You Compare to Other Health Insurance Agents in Coconut Creek?

If you call a call center, or an agency where clients are handed from one person to the next, you may end up with a different person every time you reach out. With me, you work with the same person from the first conversation on: me. You have my direct line, there’s no assistant or call center in between, and I get back to you within 24 to 48 hours.

Many people have had the experience of an agent who was hard to reach, a promised call-back that never arrived, a phone answered by a recording, or nobody to turn to once a problem came up after enrollment. I stay with you after you enroll to help with claims and billing, and I sit down with you every year to review your coverage. I begin by asking about your health, your budget, your doctors and your prescriptions, and then I lay out a full-year cost estimate for each option and go through it at your pace.

I bring 14 years of insurance experience, I’ve been named a Top 100 HealthMarkets agent every year from 2022 through 2026, and I’m licensed in 33 states. You can verify my license (Florida License #W323530, NPN #17946070) through the Florida Department of Financial Services. My help is free to you, since premiums are generally the same whether you enroll through me or directly with the insurance company.

Do You Offer Every Medicare Plan in Coconut Creek?

No. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 65 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options. In Florida, you can also get free Medicare counseling through the state’s SHIP program, called SHINE.

Does It Cost Anything to Work With You?

No. Plan premiums are generally the same whether you enroll through me or go directly to the insurance company, so my help and my ongoing support come at no extra cost to you. Your quote and your plan review are free, and you’re under no obligation to enroll.

Keep in mind that the premium is just one piece of what a plan costs. I add up the deductible, copays, drug costs and out-of-pocket maximum to give you a realistic picture of your yearly cost. If you may qualify for financial help with a Marketplace plan or with Medicare prescription drug costs, I’ll explain how that works.

Will My Plan Cover the Hospitals and Doctors I Use Near Coconut Creek?

That depends on the plan, because each one has its own network. Give me the names of your doctors, your hospitals and your pharmacy, and I’ll check them against every plan we compare. If something isn’t clear, I’ll call your doctor’s office myself to confirm.

When Should I Start Looking at Plans?

Medicare’s Annual Enrollment Period for 2027 plans runs from October 15 to December 7, 2026, and any changes take effect January 1, 2027. For ACA Marketplace coverage, Open Enrollment for 2027 plans opens November 1, 2026, and you need to enroll by December 15, 2026 for coverage that starts January 1, 2027.

Turning 65 brings its own seven-month Initial Enrollment Period around your birthday, and losing employer coverage or moving can open a Special Enrollment Period. Starting early gives us time to get it right, so get your free quote and I’ll help you pin down your dates.