Do You Serve Wilton Manors, and How Can We Meet?

Yes. Wilton Manors is one of the closest cities to my Fort Lauderdale office, and I have clients throughout it. We can meet at my office, at your home, over the phone or on Zoom, whichever suits you.

What Can You Help Me With in Wilton Manors?

A large share of my work is Medicare: Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, along with guidance for people turning 65 or retiring from employer coverage. I also help individuals and families with ACA Marketplace and off-Marketplace plans, small business owners with group plans for 50 or fewer employees, and self-employed people who need coverage of their own.

If you may qualify for Extra Help, Medicare and Medicaid dual eligibility, a Special Needs Plan or a Special Enrollment Period, I can walk you through it. I also offer dental, vision, life and supplemental insurance, so your whole household’s coverage can be handled by one person.

How Do You Compare to Other Health Insurance Agents in Wilton Manors?

If you call a call center, or an agency that hands clients from one person to the next, you may end up explaining your situation to someone new every time. With me, the person you talk to is always the same: me. You have my direct line, there’s no assistant or call center in between, and I reply within 24 to 48 hours.

People tell me about agents who were hard to reach, call-backs that never came, phones answered by an automated system, and nobody around once a problem came up after enrollment. My approach is different. I begin by asking about your health, your budget, your doctors and your prescriptions, then I show you a full-year cost estimate for each option and go through it at your pace. After you enroll, I help with claims and billing, and I review your coverage with you every year.

I bring 14 years in insurance, I’ve been named a Top 100 HealthMarkets agent every year from 2022 through 2026, and I’m licensed in 33 states. You can verify my license (Florida License #W323530, NPN #17946070) through the Florida Department of Financial Services. My help is free to you, since premiums are generally the same whether you enroll through me or directly with the insurance company.

Do You Offer Every Medicare Plan in Wilton Manors?

No. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 65 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options. In Florida, you can also get free Medicare counseling through the state’s SHIP program, called SHINE.

Does It Cost Anything to Work With You?

No. Plan premiums are generally the same whether you enroll through me or directly with the insurance company, so my help and the support that follows come at no extra cost to you. Your quote and plan review are free, and you’re under no obligation to enroll.

Keep in mind that the premium is only one piece of what a plan costs over a year. I add up the deductible, copays, drug costs and out-of-pocket maximum to give you a realistic full-year estimate. You may qualify for financial help with a Marketplace plan or with Medicare prescription drug costs, and if so, I’ll explain how that works.

Will My Plan Cover the Hospitals and Doctors Near Wilton Manors?

That depends on the plan, since each one has its own network. Give me the names of your doctors, the hospitals you prefer and the pharmacy you use, and I’ll check them against every plan we compare. If anything is uncertain, I’ll call your doctor’s office to confirm.

When Should I Start Looking at Plans?

Medicare’s Annual Enrollment Period for 2027 plans runs from October 15 to December 7, 2026, and changes take effect January 1, 2027. For ACA Marketplace plans, Open Enrollment for 2027 coverage opens November 1, 2026, and you need to enroll by December 15, 2026 for coverage that starts January 1, 2027.

Turning 65 brings its own seven-month Initial Enrollment Period around your birthday, and losing job-based coverage or moving can open a Special Enrollment Period. Starting early gives us time to compare carefully. Get your free quote and I’ll help you pin down your dates.