Do You Serve Coral Springs, and How Can We Meet?

Yes. I work with clients throughout Coral Springs, and you choose how we meet: at my Fort Lauderdale office, at your home anywhere in the city, over the phone or on a Zoom video call.

What Kinds of Coverage Can You Help With in Coral Springs?

A large share of my work is Medicare: Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, along with guidance for people turning 65 or retiring from employer coverage. I also help individuals and families compare ACA Marketplace and off-Marketplace plans, small businesses with 50 or fewer employees set up group coverage, and self-employed people find a plan of their own.

If you may qualify for Extra Help, are eligible for both Medicare and Medicaid, want to look at a Special Needs Plan or think you may have a Special Enrollment Period, I can help with that too. And since I also offer dental, vision, life and supplemental insurance, your whole family’s coverage can be handled by one person.

How Do You Compare to Other Health Insurance Agents in Coral Springs?

At a call center, or at an agency where your file moves from one person to the next, you may end up explaining your situation to someone new every time you call. With me, the person you talk to is always the same: me. You get my direct line, there’s no assistant or call center between us, and I reply within 24 to 48 hours.

Many people have waited on a call-back that never arrived, reached a recording or an automated system instead of a person, or found no one to turn to once a problem came up after enrollment. I stay involved after you enroll, helping with claims and billing, and I review your coverage with you every year. I also begin every conversation by asking about your health, your budget, your doctors and your prescriptions, and then I walk you through a full-year cost estimate for each option at whatever pace suits you.

I bring 14 years in insurance to the table, I’ve been named a Top 100 HealthMarkets agent each year from 2022 through 2026, and I hold licenses in 33 states. You can verify my license (Florida License #W323530, NPN #17946070) at any time through the Florida Department of Financial Services. My help is free to you, since premiums are generally the same whether you enroll through me or directly with the insurance company.

Do You Offer Every Medicare Plan in Coral Springs?

No. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 65 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options. In Florida, you can also get free Medicare counseling through the state’s SHIP program, called SHINE.

Does It Cost Anything to Work With You?

No. Plan premiums are generally the same whether you enroll through me or directly with the insurance company, so my help and my ongoing support come at no extra cost to you. Your quote and plan review are free, and you’re under no obligation to enroll.

Keep in mind that the premium is only one piece of what a plan really costs over a year. I add up the deductible, copays, drug costs and out-of-pocket maximum to estimate your true yearly cost, so you can compare plans fairly. And if you may qualify for financial help with a Marketplace plan or with Medicare prescription drug costs, I’ll explain what that could mean for you.

Will My Plan Cover My Coral Springs Doctors and Hospitals?

That depends on the plan you choose, because each one has its own network of doctors, hospitals and pharmacies. Give me the names of the providers you use and I’ll check each one against every plan we compare, and I’ll call your doctor’s office directly if anything needs confirming.

When Should I Start Looking at Plans?

Medicare’s Annual Enrollment Period for 2027 plans runs from October 15 to December 7, 2026, and any change you make takes effect January 1, 2027. For ACA Marketplace coverage, Open Enrollment for 2027 plans opens November 1, 2026, and you need to enroll by December 15, 2026 for coverage that starts January 1, 2027.

If you’re turning 65, your Initial Enrollment Period is a seven-month window around your birthday month, and losing job-based coverage or moving can open other windows. Starting early gives us time to compare carefully. Get your free quote and I’ll help you pin down your dates.