Do You Serve Davie, and How Can We Meet?

Yes, I work with clients all over Davie, from the downtown area to the ranch neighborhoods out west. We can meet at my Fort Lauderdale office, at your kitchen table, over the phone or on a Zoom call, whichever suits you.

Which Types of Insurance Do You Help Davie Residents With?

Medicare makes up much of my work: Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, along with guidance for people turning 65 or retiring from employer coverage. For individuals and families I handle ACA Marketplace and off-Marketplace plans, for small businesses I set up group plans for 50 or fewer employees, and for self-employed people I help find coverage of their own.

I also assist people who may qualify for Extra Help, Medicare and Medicaid dual eligibility, Special Needs Plans or a Special Enrollment Period. Dental, vision, life and supplemental insurance round out what I offer, so your household’s coverage can come from one person who knows your situation.

How Do You Compare to Other Health Insurance Agents in Davie?

At a call center, or at an agency where your file moves from one person to the next, you may end up explaining your situation to someone new each time. With me, the person you talk to is always the same person: me. You get my direct line, there’s no assistant or call center in between, and I reply within 24 to 48 hours.

People sometimes tell me about an agent who was hard to reach, a promised call-back that never came, a phone answered only by a recording, or no one to turn to once a problem surfaced after enrollment. I work differently. I stay on after you enroll to help with claims and billing, I review your coverage with you every year, and I begin every conversation by asking about your health, your budget, your doctors and your prescriptions. Then I walk you through a full-year cost estimate for each option, at whatever pace works for you.

I bring 14 years in insurance, I’ve been named a Top 100 HealthMarkets agent every year from 2022 through 2026, and I’m licensed in 33 states. You can verify my license (Florida License #W323530, NPN #17946070) at any time through the Florida Department of Financial Services. My help is free to you, since premiums are generally the same whether you enroll through me or directly with the insurance company.

Do You Offer Every Medicare Plan in Davie?

No. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 65 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options. In Florida, you can also get free Medicare counseling through the state’s SHIP program, called SHINE.

Does It Cost Anything to Work With You?

No. Plan premiums are generally the same whether you enroll through me or go directly to the insurance company, so my guidance and ongoing support come at no extra cost. Your quote and your plan review are free, and you’re under no obligation to enroll.

I also look past the premium, because it’s only one piece of what you’ll pay in a year. The deductible, copays, drug costs and out-of-pocket maximum all count, and I put them together into a full-year estimate so you can compare plans on real numbers. If you may qualify for financial help with a Marketplace plan or with Medicare prescription drug costs, I’ll go over that with you too.

Will My Plan Cover the Hospitals and Doctors I Use in Davie?

That depends on the plan, because each one maintains its own network. Give me the names of your doctors, your preferred hospital and your pharmacy, and I’ll check every one against each plan we compare. If anything is unclear, I’ll call the doctor’s office myself before we decide.

When Should I Start Looking at Plans?

Medicare’s Annual Enrollment Period for 2027 plans runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027. For ACA Marketplace coverage, Open Enrollment for 2027 plans opens November 1, 2026, and you’ll need to enroll by December 15, 2026 for coverage that starts January 1, 2027.

If you’re turning 65, your Initial Enrollment Period is a seven-month window around your birthday, and losing job-based coverage or moving can open other windows. The earlier we talk, the more room we have. Get your free quote and I’ll help you pin down your dates.