Do You Serve Sunrise, and How Can We Meet?

I do. Sunrise is an easy drive from my Fort Lauderdale office, and I have clients throughout the city. We can meet at my office, at your kitchen table, over the phone or on Zoom, whichever suits you.

Which Types of Insurance Can You Help Me With in Sunrise?

Much of my work is Medicare: Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, along with guidance for people turning 65 or retiring from employer coverage. For individuals and families I handle ACA Marketplace and off-Marketplace plans, I set up group plans for small businesses with 50 or fewer employees, and I help self-employed people find their own coverage.

I also assist people who may qualify for Extra Help, Medicare and Medicaid dual eligibility, Special Needs Plans or a Special Enrollment Period. Dental, vision, life and supplemental insurance round out the list, so your household’s coverage can be handled by one person.

How Do You Compare to Other Health Insurance Agents in Sunrise?

If you call a call center, or an agency that hands you from one person to the next, you may end up explaining your situation to someone new every time. With me, the person you speak with is always the same: me. You have my direct line, there’s no assistant or call center in between, and I reply within 24 to 48 hours.

Many people have waited on a call-back that never arrived, reached an automated system instead of a person, or found nobody willing to help once a problem came up after enrollment. I stay involved after you enroll to help with claims and billing, and I review your coverage with you every year. I begin by asking about your health, your budget, your doctors and your prescriptions, then walk you through a full-year cost estimate for each option at whatever pace works for you.

I bring 14 years of experience, I’ve been a Top 100 HealthMarkets agent every year from 2022 through 2026, and I hold licenses in 33 states. You can verify my license (Florida License #W323530, NPN #17946070) at any time through the Florida Department of Financial Services. My help is free to you, since premiums are generally the same whether you enroll through me or directly with the insurance company.

Do You Offer Every Medicare Plan in Sunrise?

No. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 65 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options. In Florida, you can also get free Medicare counseling through the state’s SHIP program, called SHINE.

Does It Cost Anything to Work With You?

No. Plan premiums are generally the same whether you enroll through me or directly with the insurance company, so my help and my ongoing support come at no extra cost to you. Your quote and your plan review are free, and you’re under no obligation to enroll.

Keep in mind that the premium is only one piece of what a plan really costs. I factor in the deductible, copays, drug costs and out-of-pocket maximum to estimate what a full year would look like for you. If you may qualify for financial help with a Marketplace plan or with Medicare prescription drug costs, I’ll go over those options with you.

Will My Plan Cover the Hospitals and Doctors I Use Near Sunrise?

That depends on the plan, because each one has its own network. Give me the names of your doctors, your preferred hospitals and your pharmacy, and I’ll check them against every plan we compare. If anything is uncertain, I’ll call your doctor’s office to confirm.

When Should I Start Looking at Plans?

Medicare’s Annual Enrollment Period for 2027 plans runs from October 15 to December 7, 2026, and changes take effect January 1, 2027. For ACA Marketplace plans, Open Enrollment for 2027 coverage opens November 1, 2026, and you need to enroll by December 15, 2026 for coverage that starts January 1, 2027.

If you’re approaching 65, your Initial Enrollment Period is a seven-month window around your birthday, and losing job-based coverage or moving can open other windows as well. Starting early gives us time to get it right. Get your free quote and I’ll help you pin down your dates.