Do You Work With Clients in Deerfield Beach, and How Can We Meet?

Yes. Deerfield Beach is a quick trip up I-95 from my Fort Lauderdale office, and I have clients throughout the city. We can meet at my office, at your home, over the phone or on Zoom, whichever suits you.

What Kinds of Coverage Can You Help With in Deerfield Beach?

Much of my work is Medicare: Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, along with guidance when you’re turning 65 or retiring from employer coverage. I also help individuals and families with ACA Marketplace and off-Marketplace plans, small business owners with group plans for 50 or fewer employees, and self-employed people who need coverage of their own.

Beyond that, I help people who may qualify for Extra Help, Medicare and Medicaid dual eligibility, Special Needs Plans or a Special Enrollment Period. Dental, vision, life and supplemental insurance are available too, so your family’s coverage can all be handled by one person.

How Do You Compare to Other Health Insurance Agents in Deerfield Beach?

At a call center, or at an agency where you’re handed from one person to the next, you may end up speaking with someone new every time you call. With me, you always work with the same person: me. You have my direct line, there’s no assistant or call center in between, and I reply within 24 to 48 hours.

Call-backs that never arrive, a phone answered by an automated system, or an agent who disappears once the paperwork is signed are common complaints, and I’ve built my practice around avoiding them. I stay involved after enrollment to help with claims and billing, and I review your coverage with you every year. I begin by asking about your health, your budget, your doctors and your prescriptions, then walk you through a full-year cost estimate for each option at your pace.

I bring 14 years of experience, I’ve been named a Top 100 HealthMarkets agent every year from 2022 through 2026, and I’m licensed in 33 states. You can verify my license (Florida License #W323530, NPN #17946070) at any time through the Florida Department of Financial Services. My help is free to you, since premiums are generally the same whether you enroll through me or directly with the insurance company.

Do You Offer Every Medicare Plan in Deerfield Beach?

No. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 65 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options. In Florida, you can also get free Medicare counseling through the state’s SHIP program, called SHINE.

Does It Cost Anything to Work With You?

No. Plan premiums are generally the same whether you enroll through me or go directly to the insurance company, so my help and ongoing support come at no extra cost to you. Your quote and plan review are free, and you’re under no obligation to enroll.

Keep in mind that the premium is just one piece of what a plan really costs. I add up the deductible, copays, drug costs and out-of-pocket maximum to estimate your true cost for the whole year. If you may qualify for financial help with a Marketplace plan or with Medicare prescription drug costs, I’ll go over those options with you.

Which Deerfield Beach Hospitals and Doctors Will My Plan Cover?

That depends on the plan, because each one has its own network. Give me the names of your doctors, your preferred hospital and your pharmacy, and I’ll check them against every plan we compare. If anything needs confirming, I’ll call your doctor’s office directly.

When Should I Start Looking at Plans?

Medicare’s Annual Enrollment Period for 2027 plans runs from October 15 to December 7, 2026, and any changes take effect January 1, 2027. For ACA Marketplace coverage, Open Enrollment for 2027 plans begins November 1, 2026, and you need to enroll by December 15, 2026 for coverage that starts January 1, 2027.

If you’re approaching 65, your Initial Enrollment Period is a seven-month window around your birthday, and losing job-based coverage or moving can open other enrollment windows as well. It pays to start early. Get your free quote and I’ll help you pin down the dates that apply to you.