Do You Work With Clients in Hallandale Beach, and How Can We Meet?

Yes. I have clients across Hallandale Beach, from the beachfront condos to the neighborhoods west of US-1. We can meet at my Fort Lauderdale office, at your home, by phone or on Zoom, whichever is easiest for you.

What Kinds of Coverage Can You Help With in Hallandale Beach?

Medicare makes up much of my work: Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, along with guidance for people turning 65 or retiring from employer coverage. I also help individuals and families with ACA Marketplace and off-Marketplace plans, small businesses with group plans for 50 or fewer employees, and self-employed people who need coverage of their own.

Beyond that, I work with people who may qualify for Extra Help, Medicare and Medicaid dual eligibility, Special Needs Plans or a Special Enrollment Period, and I offer dental, vision, life and supplemental insurance so your household’s coverage can all be handled by one person.

How Do You Compare to Other Health Insurance Agents in Hallandale Beach?

When you call a call center, or an agency that passes you from one person to the next, you may end up explaining your situation to someone new every time. When you work with me, you always deal with the same person, and that person is me. You have my direct line, there is no assistant or call center in between, and I reply within 24 to 48 hours.

Many people have had the experience of a promised call-back that never came, a phone answered by an automated system, or an agent who disappeared once the application was in. I stay on after enrollment to help with claims and billing, and I sit down with you every year to review your coverage. I begin by asking about your health, your budget, your doctors and your prescriptions, and only then do I show you a full-year cost estimate for each option, explained at whatever pace suits you.

I bring 14 years in insurance, I’ve been named a Top 100 HealthMarkets agent every year from 2022 through 2026, and I’m licensed in 33 states. You can verify my license (Florida License #W323530, NPN #17946070) at any time through the Florida Department of Financial Services. My help is free to you, since premiums are generally the same whether you enroll through me or directly with the insurance company.

Do You Offer Every Medicare Plan in Hallandale Beach?

No. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 65 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options. In Florida, you can also get free Medicare counseling through the state’s SHIP program, called SHINE.

Does It Cost Anything to Work With You?

No. Plan premiums are generally the same whether you enroll through me or directly with the insurance company, so my guidance and ongoing support come at no extra cost to you. Your quote and plan review are free, and you’re under no obligation to enroll.

Keep in mind that the premium is just the starting point. I add up the deductible, copays, drug costs and out-of-pocket maximum to give you a realistic picture of what a plan would cost over a full year. If you may qualify for financial help with a Marketplace plan or with Medicare prescription drug costs, I’ll walk you through what that could mean for you.

Which Hallandale Beach Hospitals and Doctors Will My Plan Cover?

That depends on the plan, because each one has its own network. Give me the names of your doctors, the hospital you’d want to use and your pharmacy, and I’ll check every one of them against each plan we compare. If an answer isn’t clear, I call the doctor’s office directly to confirm.

When Should I Get Started?

The Medicare Annual Enrollment Period for 2027 plans runs from October 15 to December 7, 2026, and any change you make takes effect January 1, 2027. For ACA Marketplace plans, Open Enrollment for 2027 coverage opens November 1, 2026, and you need to enroll by December 15, 2026 for coverage that starts January 1, 2027.

If you’re approaching 65, you have a seven-month Initial Enrollment Period around your birthday month, and losing job-based coverage or moving can open a Special Enrollment Period as well. Starting early gives us time to get it right. Get your free quote and I’ll help you pin down your dates.