Do You Serve Dania Beach, and How Can We Meet?

Yes. Dania Beach is an easy drive from my Fort Lauderdale office, and I have clients throughout the city. We can meet at my office, I can come to your home, or we can talk by phone or on Zoom, whichever suits you.

What Types of Insurance Can You Help Me With in Dania Beach?

Much of my work is Medicare: Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, along with guidance for people turning 65 or retiring from employer coverage. I also help individuals and families with ACA Marketplace and off-Marketplace plans, small business owners with group plans for 50 or fewer employees, and self-employed people who need their own coverage.

If you may qualify for Extra Help, Medicare and Medicaid dual eligibility, a Special Needs Plan or a Special Enrollment Period, I can walk you through it. I also offer dental, vision, life and supplemental insurance, so your whole family’s coverage can come through one person.

How Do You Compare to Other Health Insurance Agents in Dania Beach?

At a call center, or at an agency where you’re handed from one person to the next, you may end up speaking with someone new every time you call. With me, you always work with the same person: me. You have my direct line, there’s no assistant or call center in between, and I reply within 24 to 48 hours.

Many people have had an agent who was hard to reach, promised a call-back that never came, or disappeared once the paperwork was signed. I take the opposite approach. I help with claims and billing after you enroll and I review your coverage with you every year. Before I suggest anything, I ask about your health, your budget, your doctors and your prescriptions, then I show you a full-year cost estimate for each option and go through it at your pace.

I bring 14 years of experience, I’ve been named a Top 100 HealthMarkets agent every year from 2022 through 2026, and I’m licensed in 33 states. You can verify my license (Florida License #W323530, NPN #17946070) anytime through the Florida Department of Financial Services. My help is free to you, since premiums are generally the same whether you enroll through me or directly with the insurance company.

Do You Offer Every Medicare Plan in Dania Beach?

No. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 65 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options. In Florida, you can also get free Medicare counseling through the state’s SHIP program, called SHINE.

Does It Cost Anything to Work With You?

No. Plan premiums are generally the same whether you enroll through me or directly with the insurance company, so my help and my ongoing support come at no extra cost to you. Your quote and plan review are free, and there’s no obligation to enroll.

A plan’s premium is just the starting point. I also look at the deductible, copays, drug costs and out-of-pocket maximum so you can see an estimate of what the plan would really cost over a full year. If you may qualify for financial help with a Marketplace plan or with Medicare prescription drug costs, I’ll explain how that works.

Will My Plan Cover the Hospitals and Doctors Near Dania Beach?

That depends on the plan, because every plan has its own network. Give me the names of your doctors, your preferred hospitals and your pharmacy, and I’ll check each one against every plan we compare. If anything is unclear, I’ll call your doctor’s office directly to confirm.

When Should I Start Looking at My Options?

Medicare’s Annual Enrollment Period for 2027 plans runs from October 15 to December 7, 2026, and any changes take effect January 1, 2027. For ACA Marketplace plans, Open Enrollment for 2027 coverage opens November 1, 2026, and you need to enroll by December 15, 2026 for coverage that starts January 1, 2027.

If you’re turning 65, you have a seven-month Initial Enrollment Period around your birthday month, and losing job-based coverage or moving can open other enrollment windows. Starting early gives us time to compare carefully. Get your free quote and I’ll help you pin down your dates.