HealthSpring (Formerly Cigna) Medicare Broker Near You in Fort Lauderdale, Florida

Medicare Supplement (Medigap). HealthSpring sells Medicare Supplement plans in Florida, including Plans A, F, G, and N, plus a high-deductible version of Plan G. Medigap plans work alongside Original Medicare and help pay costs like deductibles, copays, and coinsurance, and you can see any doctor who accepts Medicare. Plan F is available only to people who were eligible for Medicare before January 1, 2020. If you bought a Cigna Medigap plan, it’s now administered by HealthSpring, and Medigap policies are generally guaranteed renewable as long as you pay your premium.

Standalone Part D prescription drug plans. HealthSpring offers standalone Part D plans in all 50 states for 2027, including a basic plan available nationwide. Each Part D plan has its own drug list, pharmacy network, and cost sharing, and those can change every year, so I redo the drug review for my Medicare clients every Annual Enrollment Period. Many people pair a Part D plan with a Medigap plan.

Medicare Advantage (Part C). Medicare Advantage plans are a different way to receive your Part A and Part B benefits, not an add-on to Original Medicare. Nationally, HealthSpring’s 2027 Medicare Advantage plans are mostly HMO plans, plus some PPO plans, dual-eligible Special Needs Plans for people with both Medicare and Medicaid, and chronic condition Special Needs Plans for people living with diabetes, chronic heart failure, or certain cardiovascular disorders. HealthSpring offers Medicare Advantage plans in some Florida counties for 2027, but I didn’t find HealthSpring Medicare Advantage plans in the 2027 plan listings for Broward, Miami-Dade, or Palm Beach counties.

If you had a HealthSpring Medicare Advantage plan in 2026 and received a notice that it won’t continue in 2027, you have options. You can choose new coverage during Annual Enrollment, October 15 through December 7, 2026, and people whose Medicare Advantage plan isn’t renewing generally also get a Special Enrollment Period to choose new coverage.

Your choices may include a Medicare Advantage plan from another carrier, or Original Medicare with a Part D plan and, if you qualify, a Medigap plan. People whose Medicare Advantage plan is ending may have a special right to buy certain Medigap plans without answering health questions, within a limited window, so it’s worth acting soon after you get your notice. I’ll check your doctors and prescriptions against each option and help you avoid a gap in coverage.