Chaperone Health Insurance Plus
Medicare Advantage, Part D, and Special Needs Plans
Wellcare Medicare Broker Near You in Fort Lauderdale, Florida
Wellcare is the Medicare brand of Centene, and in South Florida it offers Medicare Advantage plans and standalone Part D prescription drug plans. I’m Roxroy Ashley, an independent licensed agent with HealthMarkets based in Fort Lauderdale. I’m not a Wellcare employee, so I can compare Wellcare’s 2027 plans with plans from the other carriers I represent, checked against your doctors, your prescriptions, and your full-year cost.
Annual Enrollment for 2027 coverage runs from October 15 through December 7, 2026. When you’re ready, book a free plan review and we’ll look at your options together, by phone, on Zoom, at my office, or at your home in Broward, Miami-Dade, or Palm Beach County.
I’LL EVEN CALL YOUR DOCTOR
Get a Free Quote From a Licensed Medicare Insurance Agent Who Checks Wellcare Plans for You
Wellcare’s South Florida Medicare Advantage plans use networks, so the doctors and hospitals you rely on need to be in them. Before I recommend anything, I check your doctors, hospitals, prescriptions, and pharmacy against each plan, including South Florida health systems such as HCA Florida, Memorial Healthcare System, and Baptist Health. If a coverage detail is unclear, I call your doctor’s office to confirm it, so you don’t have to.
Your quote is free, there’s no obligation to enroll, and it includes a full-year cost estimate for each option, not only the monthly premium. Get your free quote and I’ll do the research for you.
MORE THAN A FREE QUOTE
Why Choose Me for Wellcare Medicare Plans
Here’s what you can expect when you compare Wellcare plans with me.
I’m independent, not captive. I’m not tied to Wellcare or any single insurance company. I compare Wellcare’s plans side by side with plans from the other carriers I represent. Being independent doesn’t mean I offer every plan in your area, and I’ll always be clear about what’s available through me.
I know South Florida networks. Most of my clients live right here in South Florida, and I know the local health systems well, which helps me spot network issues that are easy to miss.
I check your doctors and prescriptions first. I confirm your doctors, hospitals, and preferred pharmacy are in each plan’s network, and I run your full medication list through every plan we consider.
My help costs you nothing extra. Plan premiums are generally the same whether you enroll through me or directly with Wellcare, so you get personal guidance at no additional charge.
I’m licensed and verified. I’m licensed in 33 states (Florida License #W323530, NPN #17946070), AHIP certified for the 2027 plan year, and I complete annual Medicare training and certification. You can verify my license anytime through the Florida Department of Financial Services.
I stay with you after you enroll. I review your coverage every year, help with claims and billing questions, and work with you directly, with no hand-offs to an assistant or call center. 85% to 87% of my clients stay with me year after year, based on my own client records.
You can read all 25 reasons we should work together on my Why Choose Me page.
Compare Medicare Plans From the Carriers I Work With
The right plan for you depends on your doctors, prescriptions, and budget more than the name on the card. Keep reading for the plan details on this page, or compare your options first with my overview of your Medicare options and my guides to each carrier I work with:
Wellcare Medicare Advantage, Part D, and Special Needs Plans for 2027
Here’s how Wellcare’s 2027 lineup in Broward, Miami-Dade, and Palm Beach counties is organized, based on the plan information available in October 2026. Plans vary by county, so I’ll confirm exactly what’s available at your address.
Medicare Advantage HMO-POS plans. Medicare Advantage plans are a different way to receive your Part A and Part B benefits, not an add-on to Original Medicare. Wellcare’s 2027 Medicare Advantage plans that are open to anyone eligible for Medicare in these three counties are HMO-POS plans with prescription drug coverage. An HMO-POS plan works like an HMO, with a network and a primary care doctor, but adds some coverage for certain out-of-network services. Wellcare’s options include a plan that reduces your monthly Part B premium. I didn’t find Wellcare PPO plans in South Florida for 2027.
Dual-eligible Special Needs Plans. Special Needs Plans (SNPs) are a type of Medicare Advantage plan for specific groups. Wellcare offers dual-eligible SNPs in all three counties for people who have both Medicare and Medicaid. In Florida, these plans are offered together with Sunshine Health, Centene’s Florida Medicaid plan, which is designed to help coordinate your Medicare and Medicaid benefits. You can learn more on my Extra Help and Special Situations page.
Standalone Part D prescription drug plans. Wellcare offers two standalone Part D plans for 2027, available in all 50 states. Each has its own drug list, pharmacy network, and cost sharing, and those can change every year, so I redo the drug review for my Medicare clients every Annual Enrollment Period. If you may qualify for Extra Help with drug costs, I’ll show you how it could affect what you pay.
What Wellcare doesn’t offer. Wellcare’s Medicare products are Medicare Advantage and Part D plans, and it doesn’t list Medicare Supplement (Medigap) plans among them. If Original Medicare with a Medigap plan fits you better, I’ll compare Medigap plans from the other carriers I represent, and a Wellcare Part D plan could still be part of that combination.
Wellcare, Centene, and Sunshine Health
Wellcare is owned by Centene, which also runs Sunshine Health, a Florida Medicaid and health plan. Since 2022, Centene’s Medicare plans have operated under the Wellcare name. For people who have both Medicare and Medicaid, plans built to work with a state Medicaid program can help coordinate benefits between the two. Whether that’s the best fit depends on your doctors, prescriptions, and Medicaid eligibility, so I’ll compare it with other options before you decide.
Is Working With Me Right for You?
Working with me can be a good fit if you’re considering a Wellcare plan, already have Wellcare coverage and want to check it for 2027, want to see whether a Special Needs Plan for people with both Medicare and Medicaid could fit, or are looking for a standalone Part D plan. I also help people turning 65 and people under 65 who qualify for Medicare because of a disability. My help comes at no extra cost to you, and there’s no obligation to enroll.
We can meet by phone, on Zoom, at my office in Fort Lauderdale, or at your home anywhere in Broward, Miami-Dade, and Palm Beach counties.
Frequently Asked Questions About Wellcare Medicare Plans
Why Use Medicare Advantage Brokers Near You for a Wellcare Plan?
Wellcare can tell you about its own plans. As an independent broker, I compare Wellcare’s Medicare Advantage plans with plans from the other carriers I represent, checked against your doctors, prescriptions, and full-year cost. Plan premiums are generally the same either way, so my help comes at no extra cost.
How Do I Find a Licensed Medicare Insurance Agent Near You Who Works With Wellcare?
Ask which carriers the agent is appointed with for the current plan year, and check their license through your state’s insurance department, which in Florida is the Department of Financial Services. My Florida license number is W323530, and my NPN is 17946070.
What Does an Insurance Agent for Medicare Near You Do After I Enroll?
I review your coverage every year, help with claims and billing questions, and I’m available whenever your situation changes, like a move, a new prescription, or a change in your Medicaid eligibility. You’ll always work with me directly.
Who Qualifies for a Wellcare Dual-Eligible Special Needs Plan?
These plans are for people who have both Medicare and Medicaid. Medicaid eligibility depends on your income, resources, and other factors, so I’ll help you understand whether you may qualify and how a dual-eligible plan would work with your Medicaid benefits.
Does Wellcare Offer Medicare Supplement Plans?
Wellcare’s Medicare products are Medicare Advantage and standalone Part D plans, and it doesn’t list Medicare Supplement plans among them. If a Medigap plan fits you better, I’ll compare options from the other carriers I represent.
- How It Works
How we'll work together
Five steps, no pressure, and I stay with you after you enroll.
1
We talk about you
By phone, Zoom or face to face. Your health, your budget, your doctors.
2
I check the details
Doctors, hospitals, prescriptions and pharmacy, checked against each plan.
3
We compare real costs
A full-year estimate for each option, explained in plain language.
4
You decide, I enroll you
No pressure. If you choose a plan, I handle the application with you.
5
We review every year
Plans and networks change. I check yours each year and help with claims in between.
Book a Free Plan Review
Pick a time for a free 15-minute call by phone or video. I’ll check whether your doctors are covered, and my help never costs you anything extra.
Call or text: (954) 410-3710
Email: contact@chaperonehealthinsuranceplus.com
Office: 6360 NW 5th Way Ste 101, Fort Lauderdale, FL 33309
Meet by: phone, video, at my office, or at home in Broward, Miami-Dade and Palm Beach.